Protect Your Money from Wire Fraud Schemes
Wire fraud prevention
Never send closing funds based on email instructions alone.
Before sending money, independently confirm the bank, account name, routing number, account number, and transfer amount using a trusted phone number.
- Verify independently
- Confirm every detail
- Stop if anything changes
Before you wire
Complete these four checks.
Verification should happen outside the email or message containing the wire instructions.
Call a trusted number
Use a number from an official website, original document, or previously verified contact. Do not use contact information provided only in the wire email.
Confirm the account
Verify the bank name, account name, routing number, and account number directly with an authorized person.
Confirm the amount
Make sure the amount being transferred matches the verified closing figures.
Verify every change
Independently confirm any change to the bank, account number, phone number, payment process, or other wire instruction.
Warning signs
Stop when something does not match.
Different sender
Check the complete email address for added, missing, or changed characters.
Changed banking details
Treat a new bank, routing number, or account number as unverified until confirmed independently.
Pressure to act
Stop when someone pressures you to wire immediately, avoid a verification call, or keep the instructions confidential.
Already sent the wire?
Act immediately.
Recovery is not guaranteed. Fast action may improve the chance of stopping or recalling the transfer.
Call your bank
Contact the fraud or wire department immediately and request that the transfer be stopped or recalled.
Contact our closing team
Use independently verified contact information rather than replying to the suspicious email or message.
Report the incident
Submit a report to the FBI Internet Crime Complaint Center and other appropriate authorities.
Preserve the evidence
Keep emails, messages, account information, receipts, and transfer confirmations.
Important
Do not continue using a potentially compromised email thread.Contact your bank and our closing team through independently verified channels.
Official reporting
Report suspected fraud.
Use official government reporting channels when you believe a fraudulent transfer or business email compromise occurred.
Before sending funds
Call. Confirm. Then wire.
Never rely on closing wire instructions delivered through email alone.